Financing Programs
Asset Based Loans
Business Loans using any or all company assets as collateral. Real Estate, Receivables, Equipment, and Inventory are eligible assets. The loan amount is pegged to a percentage of asset value(s).
Commercial Real Estate Loans
Mortgages using any commercial property as collateral. Warehouse, Multi-family, Industrial, Office, Hotel/Motel, and special use properties eligible. We can provide permanent loans with up to a 30-year amortization or interest only bridge loans. Maximum Loan-to-Value 75%.
Equipment Financing
Loans or leases for equipment acquisition or to convert equipment equity into cash for working capital. We can structure a traditional lease, term loan, or EFA (Equipment Finance Agreement). Industries served include Construction, Transportation, Manufacturing, Agriculture, IT, and Forestry/Landscaping.
Factoring
A cash flow product that accelerates collection of your receivables. Technically not borrowing, you can sell your invoices to a third party to speed up incoming payments. Underwriting is based on your customer’s credit.
Working Capital Lines of Credit
We offer both secured and unsecured working capital loans. Secured Lines of Credit use the same collateral as Asset Based Loans but have flexible borrowing and repayment terms. Unsecured lines of credit use monthly revenue as a basis for the loan amount but have stricter repayment terms.
Government Guaranteed Loans
We can arrange both SBA and USDA backed loans. We work with both bank and non-bank government preferred lenders.
Who We Serve
We help customers that are unable to obtain conventional financing. Read about the types of business we serve to see if we're the right fit for you.
About Us
We offer an efficient process with open and honest communication. Our team has over 40 years of experience funding customers with non-bank lending products.
FAQs
Have questions about the process? Visit our FAQ page to read about what to expect, and learn the differences between working with us and a bank.